Mark T. Hebner is the President of Index Funds Advisors in Irvine , California and the author of Index Funds: The 12-Step Program, Active Investors Anonymous and the websites ifa.com and indexfunds.com. He is considered the leading internet provider of information on index funds. After selling his interest in his public company in 1985 for over $6 million of dollars, Mr. Hebner utilized the services of several stockbrokers at nationally known firms. When Mr. Hebner realized that his portfolio underperformed a risk-appropriate benchmark of index funds by about $30 million dollars over 14 years, he became so interested in the idea of indexing that he started his own firm to educate and advise clients on this investment strategy. He has just spent nearly 7 years and about $1 million dollars to develop a book and websites to educate investors on the benefits of index funds.  He lead a team of 60 writers, artists, web designers, statisticians, and researchers in writing and developing a book and the internet's most comprehensive websites on index funds. The materials include nearly 600 web pages containing the web version and eBook of Index Funds: The 12-Step Program, numerous articles, educational videos, risk capacity surveys, and uniquely educational illustrations, charts, and tables. Overall, this material provides a comprehensive investor education explaining the advantages and rock solid logic of a tax-managed, globally diversified portfolio of index funds matched to an investor's risk capacity.